Igor, a 48-year-old IT specialist and now a soldier, has been consciously building his credit history for the past four years. Despite his high income, he tries to buy expensive goods on credit and diligently repay the borrowed amounts. In the IT specialist's opinion, this model financially disciplines him and allows him to manage money wisely.

But the main goal of building a positive credit history is to be able to get more money and better credit terms. Does it really work?

Correspondent LIGA.net I spoke with experts from Ukrainian banks and found the answer to this question. Also, in this article, you can read about how to best build your credit history and where to check it for free.

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OshadbankUnex Bank