Ukrainian bank deposits exceed UAH 1.5 trillion for the first time

The total amount of individual deposits in Ukrainian banks has exceeded the UAH 1.5 trillion mark for the first time. As of October 1 this year, the figure reached UAH 1,515.4 billion,, 0 reported on Thursday, the Deposit Guarantee Fund.

In the first nine months of 2025, citizens' deposits increased by UAH 123.2 billion, the largest increase in the last three years in the same periods. In September alone, Ukrainians deposited an additional UAH 23.4 billion in banks.

Most savings – almost UAH 998 billion – are kept in national currency. Foreign currency deposits amount to UAH 517.4 billion.

Statistics show significant inequality in the distribution of funds: 41% of depositors have less than UAH 10 on their accounts, while 0.6% of bank customers with deposits over UAH 600,000 control more than half of all savings in the banking system.

Most Ukrainians make demand deposits, which can be withdrawn at any time without losing interest, accounting for more than 70% of all deposits.

• During martial law and for three months after its termination, all deposits of individuals are covered by 100% reimbursement guarantees. After that, the maximum amount of guaranteed compensation will be UAH 600,000 per depositor in one bank.
• As of October 1, 2025, there are 60 banks in Ukraine that are members of the deposit guarantee system.